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	<title>Low Cost Home &#187; credit report</title>
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	<description>How to Own a Home for Less</description>
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		<title>Reasons That The FCRA And Your Credit Score Are The Main Considerations To A Good Mortgage Percentage</title>
		<link>http://www.low-cost-home.com/home-loans/reasons-that-the-fcra-and-your-credit-score-are-the-main-considerations-to-a-good-mortgage-percentage-278/</link>
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		<pubDate>Mon, 10 Nov 2008 12:35:44 +0000</pubDate>
		<dc:creator>William</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[credit assessment]]></category>
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		<category><![CDATA[debt to available credit ratio]]></category>
		<category><![CDATA[employment history]]></category>
		<category><![CDATA[fair credit reporting act]]></category>
		<category><![CDATA[fcra]]></category>
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		<category><![CDATA[home loan]]></category>
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		<description><![CDATA[Every time you apply for credit, whether it&#8217;s opening a new phone line or applying for a home mortgage, creditors look at your credit report before offering a home loan. They check your credit score, your history of making payments and your current debt load. They do this not only to assess whether they want [...]]]></description>
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		<title>Home Mortgage Loan Mistakes Most Homebuyers Make</title>
		<link>http://www.low-cost-home.com/home-loans/home-mortgage-loan-mistakes-most-homebuyers-make-203/</link>
		<comments>http://www.low-cost-home.com/home-loans/home-mortgage-loan-mistakes-most-homebuyers-make-203/#comments</comments>
		<pubDate>Wed, 24 Sep 2008 13:29:09 +0000</pubDate>
		<dc:creator>William</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[ational Association of Responsible Loan Officers]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[home mortgage loan]]></category>
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		<description><![CDATA[MISTAKE #1: Over shopping your loan Your credit score is based on the perceived risk associated with extending you credit. Over the years, the credit reporting agencies have determined that a borrower who seeks credit from many different lenders is riskier than others. Therefore, they decrease your credit score each time a lender pulls your [...]]]></description>
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